Gibraltar insurers write over a third of UK motor premium
Gibraltar-based insurers wrote around 36% of UK motor premium in 2025, according to our annual study, as featured by GBC News.
Our analysis of the UK motor market was featured by Gibraltar Broadcasting Corporation this month. GBC reported our finding that Gibraltar-based insurers wrote around 36% of UK motor insurance premium in 2025, a small increase on the year before.
Other findings it picked up:
- Total premium across the market fell by 4% between 2024 and 2025.
- Insurers still made strong underwriting profits, helped by fewer claims and the higher rates charged earlier.
- The five largest groups, the "A-Team", wrote around 64% of premium. Two of them, Admiral and Hastings, have major underwriting operations in Gibraltar.
- The A-Team outperformed the rest of the market.
Our study covers 39 firms based in the UK and Gibraltar, around 99% of the market, and excludes Lloyd's and UK branches of overseas insurers.
We will be discussing the Gibraltar market in more detail at our annual Gibraltar Insurance Seminar in November. Read the full 2025 findings.
