Tip of the Iceberg?

The recent high-profile announcement by QBE has prompted us to set down some thoughts on reserving and capital issues raised here. An open question, outside the scope of this article, is whether, it signals the first concrete sign of an approaching wave of soft-market bad news in the sector. Reserves are inherently uncertain The first… Continue reading>

Top trends to look out for in 2013

What do we do now? With Solvency II being put back for two, three, four or maybe more years, firms now have a chance to scale back their programmes and focus on the usual business objectives of making profits and looking after customers. We think it will prove a mistake for firms to pull the… Continue reading>